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People who tend to the elderly, change diapers and serve up food and drinks have the highest rates of depression among U.S. workers.
Overall, 7 percent of full-time workers battled depression in the past year, according to a recent government report.
Women were more likely than men to have had a major bout of depression, and younger
Continue reading Depression and Your Career – Jobs That Can Make You Depressed
When you leave a job always roll over your 401(k) to an IRA. You’ll keep more money in your pocket by doing so, and you’ll have greater flexibility for your investments.
Written By Regina Brett, 90 years old, of The Plain Dealer, Cleveland, Ohio.
“To celebrate growing older, I once wrote the 44 lessons life taught me.
It is the most-requested column I’ve ever written. My odometer rolled over to 90 in August, so here is the column once more:”
1. Life isn’t fair, but it’s still good.
2. When
Continue reading To Celebrate Growing Older
The activity: Have an emergency cash fund to protect your cash flow during difficult financial times.
The trek: Use prosperity to enjoy life and give back.
The terrain: Prosperity Quadrant IV (negative cash flow; positive net worth).
Difficulty rating: Easy to moderate
An emergency cash fund is intended to help you through difficult financial times, such as a job
Continue reading Enrichment and Fulfillment: Protect Income and Assets: Have an Emergency Cash Fund
The activity: Have an emergency cash fund to protect your cash flow during difficult financial times.
The trek: Build wealth and use prosperity to enjoy life and give back.
The terrain: Prosperity Quadrant III (positive cash flow; positive net worth).
Difficulty rating: Easy to moderate
An emergency cash fund is intended to help you through difficult financial times, such
Continue reading Wealth and Prosperity: Protect Income and Assets: Have an Emergency Cash Fund
The activity: Grow your career by adding value.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy
Your earning potential should be directly correlated to your value to the company you work for. If you have a job a good exercise to evaluate your worth to your employer is
Continue reading Cash Flow: Improve Income and Expenses: Career Growth
The loss of a job is on the short list of the most stressful events that can occur in one’s life. People have described the loss of a job as “having the wind knocked out of your sails,” “having the rug pulled out from you,” “like being hit by a ton of bricks,” and feeling
Continue reading How to Handle a Job Loss
Supply and Demand
To an employer you are a resource. And, as with any resource, supply and demand dictate price. Where demand is higher or supply is lower the price, or in this case salary or wage, is higher.
There are multiple factors to consider when doing your career decision-making. Vying for the top of the
Continue reading Trek III: Evaluate Career Trends
Supply and Demand
Career trends have an important effect on your future earning potential. As with any resource, supply and demand determine the cost of labor. Where demand is higher or supply is lower the price, or in this case salary or wage, is higher.
There are multiple factors to consider when doing your career decision-making.
Continue reading Trek II: Evaluate Career Trends
If you’re unemployed, or looking for a career or employment change, you’ll want to implement a job search.
How to get a job can be separated into several phases:
The Job Search
Develop a Job Search Plan
Let the old adage “fail to plan, plan to fail” describe how important planning is to a successful job search. If you
Continue reading Trek IV Special Situations: Search For A Job
The activity: Improve your income stream by finding a job that utilizes your skills and interests.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Moderate to Strenuous
If you’re unemployed, or looking for a career or employment change, you’ll want to implement a job search.
How to get a job
Continue reading Cash Flow: Improve Income and Expenses: Income From A Job
The activity: Network to enhance your career.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy to Moderate
Connect with people inside and outside of your organization to enrich your life and provide you with new opportunities.
Relationships at Work
Relationships at work are important for career advancement. Having good relationships
Continue reading Cash Flow: Improve Income and Expenses: Career Networking
The activity: Manage the income stream to improve your cash flow.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Moderate
Your Income Stream
Your income stream has three sources:
Income from your job;
Income from borrowing and adding to debt;
Income from tapping into your wealth.
Income From Your Job
This source of cash is covered
Continue reading Cash Flow: Improve Income and Expenses: Manage the Income Stream
The activity: Develop a budget and use it to track income, spending and saving.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
The activities on this trek you should complete before beginning this activity: Create a Spending Plan
Difficulty rating: Moderate
Use the Prosperity Concierge Monthly Budget Worksheet to Create Your Budget
When you
Continue reading Cash Flow: Improve Income and Expenses: A Budget to Earn, Spend and Save
Information
The Job Search
Visit business networking site LinkedIn to find jobs that match members’ qualifications with available jobs. Fill out your profile fully. Make sure it’s publicly available. Add keywords that reflect your skills. Borrow phrases from job descriptions to help recruiters find you. And join LinkedIn groups in your industry. You can search your
Continue reading Employment Resources
Studies show that people who lose their jobs retreat from friends and are less likely to participate in activities. And yet, in hard times it is more important than ever to reach out to others.
A 1973 Stanford University sociology study “The Strength of Weak Ties” showed that 80 percent of the people who found
Continue reading The Strength of Weak Ties
Maybe Asking For a Bonus is Better Than Asking For a Raise
Adding value for your employer and protecting your income might mean not asking for a raise. If you are at the top of your pay level for your position consider asking the company to give you a bonus instead. By getting a bonus it
Continue reading Adding Value For Your Employer (and Yourself)
If you are in a job hunt here are some ideas to help you effectively find a job that will be good for your cash flow and good for you. To find a job that allows you to have a positive cash flow, build wealth and bring fulfillment take full advantage of the many resources
Continue reading Job Search: The Job Hunt
Families that need cash may be tempted to borrow from their 401(k) or to reduce contributions to their 401(k) to improve their cash flow.
Whether to Borrow from Your 401(k)
Most 401(k) plans allow you to borrow the lesser of $50,000 or half of the amount you have vested in the 401(k). Although federal law imposes no restrictions
Continue reading Borrowing: Get a Loan From Your 401(k) – Tax and Penalty Considerations
What do you want to do at work? What you do is probably being shaped by what you choose to do every day on the job.
Want to work on big things? Then try to get noticed for doing things that help the big picture – your employer’s big goals and projects.Your career development can be
Continue reading What You Will Do at Work is Affected By What You Do Now and How You Connect
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