Use Your Car to Save Money on Your Quest for Cash

Your car gives you many opportunities to save money on your quest for cash.
Here’s one: the next time you pull up to the pump, think twice about paying for premium gas. In truth, most cars operate just fine with the less-expensive grade. Check your owner’s manual to see if premium is required or merely recommended. Then, look for

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Lifestyle Changes to Reduce Transportation Costs – Housing and Mass Transit

How much transportation costs you has a lot to do with where you live.
If you live in Houston, the average family spends 20.9% of their annual household costs on getting to work. Cleveland, Detroit, Tampa, Fla., Kansas City, Mo., and Cincinnati also are on the list of the country’s biggest cities where transportation costs

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Best Time to Buy a Car

So you’re thinking about buying a car. What four times during the year give you a little more bargaining power? Three of these times are when the salesman and dealership are especially eager to sell. The fourth is when they expect to sell a lot of cars.
The end of the month. The last couple of

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Car Purchase – Negotiating Preparation

Before shopping for your new car find out how much negotiating power you have by going to Kelley Blue Book and Edmunds to find out what the car is actually selling for.
Then, find out what interest rate you qualify for at your bank or credit union. Your negotiating power goes up immensely if you

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Car Costs

Here are some ways to lower your car costs by getting the credit you deserve for your lifestyle, good habits and just being you:
Ask your automobile insurer if taking a defensive driving course will lower your auto insurance rates. Your premium could drop.
Have a good credit score. Many insurers now use your credit

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Reducing Your Dependency on Your Car

Public Transportation
If you want to get really serious about reducing your transportation costs, consider public transportation.
A study by the Surface Transportation Policy Partnership (STPP), a nonprofit research firm, used 2003 Bureau of Labor Statistics data, the most recent available. The study looked at annual transit costs such as gas and tolls, and public transit fare,

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Transportation Resources

Information
Auto Safety
Visit SaferCar.gov to look for a safe car before your purchase.
Buying or Selling – Knowing the Value of a Car
Visit Kelley Blue Book and Edmunds to know the real worth of a vehicle before you begin negotiating or make the purchase. The True Market Value tool at Edmunds.com offers car pricing information that includes

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Lower Gas Costs – Reduce Fuel Consumption

Gas is one of the highest overall costs associated with owning a car as your form of personal transportation. Lower your gas costs by taking a few easy steps. Taking a few minutes will improve your fuel consumption and improve your gas mileage.
At $3.50 a gallon of gas and driving an average of 15,000 miles

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