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Preventative medicine is an investment in the quality of your life. Not only does it decrease the probability of a future serious illness but it also substantially reduces your future health care costs. Heart disease, diabetes and cancer contribute to a large number of illnesses, disabilities and deaths. They’re also some of the most costly conditions [...] Read more » When you have low premiums for your health care you give up a lot of expensive medical coverage – you are self insuring more as you transfer the risk from the insurer to yourself. To protect your assets, it’s important that your insurance policies give you enough coverage in case something horrible happens to you or [...] Read more » There are several regions in the world long-known as having high rates of people who live to be 100 or older. These areas are known for having people who are healthier and, consequently, have high longevity rates. Included in the list is Okinawa, Japan, the Nicoya peninsula in Costa Rica and the Greek island of [...] Read more » Only 10 percent of patients try to reduce their medical expenses by negotiating with hospital or doctor. However, research shows that 60 percent of those who do negotiate are successful in getting a discount. Hospitals and doctors are able and willing to negotiate because their posted prices bear little resemblance to their actual expenses. [...] Read more » To cut your health care costs do your research to find out what care and preventative measures are truly necessary. You can skip unnecessary scans and elective plastic surgery. However, it’s important to get recommended screening tests for cancer and other diseases, as well as immunizations that can prevent illnesses like the flu. Visit the Agency [...] Read more » Information Visit the Agency for Healthcare Research and Quality and click on Prevention and Wellness for health care prevention tips. Also visit the Agency for Healthcare Research and Quality U.S. Preventative Services Task Force’s recommended tests to get the government’s latest recommendations, including how often to get your blood pressure checked and when to have [...] Read more » Save money by taking care of yourself. Save health care dollars by spending a relatively small amount by making these lifestyle changes: 1. Take the preventative tests appropriate for your age and gender. Visit Agency for Healthcare Research and Quality and click on Prevention and Wellness for more info. 2. Take your prescribed medication. 3. Floss. [...] Read more » In 1950 health care accounted for 4% of consumer spending. In 2004 it accounted for 17%, as much as food and clothing combined (Employee Benefit Research Institute, 2005). The problem is that health coverage is tougher to acquire by traditional means. In 2007 only 60% of Americans had health coverage through an employer health [...] Read more » |
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