These are some spending areas where there is a good chance that you can save money, freeing up cash for debt reduction or savings.
Look at buying used instead of new. Cars lose much of their value the minute they are driven off the dealer’s lot – losing thousands of dollars in value in their first [...] Read more »
A quick way to begin reducing your expenses is to look at daily and recurring spending. Here are a few categories where ongoing expenses really add up when annualized.
1. Coffee – According to the National Coffee Association, the average price for brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one [...] Read more »
There may not be such a thing as a free lunch. However there are free products and services to help you improve your cash flow and build your net worth that are just as good – if not better.
Here are a few examples.
FREE (AND LEGAL) MUSIC
You can find free and legal music tracks online [...] Read more »
When times are tight cutting back on indulgences can seem inevitable. But it might not be. You can cut back on spending and still live well.
Here are some ways to reduce spending and still enjoy life’s pleasures.
Take bubble baths. If soaking in hot water doesn’t cheer you up, find out what does, because it could [...] Read more »
Information
General Spending Tips
For spending tips from various U.S. government agencies visit Consumer Protection. The site is organized by broad topic and then by subtopic with links to the web page providing the information.
Using Coupons
Visit Coupons.com for a good variety of coupons that you can download and print. It can even zap discounts right to your grocery [...] Read more »
Here are some tips to help you manage your spending.
Prioritize your spending
It can be tough to maintain a positive cash flow and live within your means. But you can do it. Take control of your household budget by logging every dollar you spend in a 30-day period. Once you face a month’s worth [...] Read more »
It’s difficult to control spending if you don’t have access to tools that help you track how you spend your money. Thankfully, the web provides you with access to free or low-cost options that allow you to pool your credit card and banking information and categorize your expenses.
There are about two dozen of these tools. [...] Read more »
From a financial evangelist:
“We want for nothing and, yet, we want something more.”
This financial evangelist hypothesized that depression-era thinking evolved into a wish for a better life for our children and that evolved into a feeling of entitlement that we deserve a better life for ourselves. Thus, families heavily in debt and loaded with [...] Read more »
“The Secret of Life is a Good Cup of Coffee” – from the lyrics to the song “The Secret of Life”, co-written by Faith Hill and Gretchen Peters.
The secret of life is a good cup of coffee.
Our attempt for happiness and fulfillment can sometimes cause us to get off track and spend money on things [...] Read more »
Reducing postage costs can help lower home office expenses. Increasingly, many postage costs are becoming optional, can be reduced or avoided altogether.
Here are things that you can do to reduce postage costs at home:
Pay bills online to save the average household up to $70 per year. Most credit cards offer and encourage you to pay [...] Read more »