Have the Right Temperament for Investing

Warren Buffett, one of the world’s most successful investors, famously claimed that the most important quality for an investor is temperament, not intellect. To be successful, you need to stay calm and rational during the market’s boom and bust cycles and avoid falling victim to the market’s herd instincts.
Even during dull market days, it takes

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Risks to Your Wealth and Prosperity

Prosperity is having sufficient assets to support your ability to live life for fulfillment and enrichment.
Here are some of the risks that can affect your trek to prosperity.
Spending
The most successful wealth managers know that they must be disciplined in their spending. It’s easy to let expenses increase as you make more and more money. If

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Financial Planning Resources

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Financial Planning
Visit ESPlannerBASIC which asks what you earn, what you spend, and how your financial obligations will change over time. (For example, when will your youngest kid graduate?) It then assumes that you’ll want your family to maintain the same living standard from today on, and figures out how much you can afford to spend,

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How to Find a Financial Planner

“Anyone can call themselves a financial planner or adviser,” says Sheryl Garrett, founder of the Garrett Planning Network, an association of fee-only planners, and author of the Personal Finance Workbook for Dummies. “No minimum experience or education is required by law.”
A legitimate financial planner will be able to assist you with asset allocation, using your

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