High-Interest Credit Card Debt – Trek IV

This entry is part 5 of 18 in the series Trek IV Prosperity

Do you have credit card debt that has a interest rate that is high (for example, 9% or higher)? If you do, then your savings strategy should be to pay down that debt.

If your interest rate is high on your credit card debt, more than 9% for example, use any extra savings to pay down [...] Read more »

Reduce Your Credit Card Debt

This entry is part 7 of 43 in the series Trek III Wealth & Fulfillment

Do you have credit card debt that has a interest rate that is high (for example, 9% or higher)? If you do, then your savings strategy should be to pay down that debt.

If your interest rate is high on your credit card debt, more than 9% for example, use any extra savings to pay down [...] Read more »

Reduce Your Credit Card Debt

This entry is part 8 of 19 in the series Trek II Net Worth

Do you have credit card debt that has a high interest rate (for example, 9% or higher)? If you do, then your savings strategy should be to pay down that debt.

If you have a high interest rate on your credit card debt, more than 9% for example, use any extra savings to pay down the [...] Read more »

Get a Lower Credit Card Interest Rate – Quadrant IV

This entry is part 8 of 18 in the series Trek IV Prosperity

Check with your lender to get a low-interest credit card. Talk to your lender to get a lower interest rate if you have a credit card balance and a FICO score greater than 720.

Credit card companies want to keep customers, especially customers with high FICO scores who have outstanding balances. If you’ve paid [...] Read more »

Lower Your Credit Card Interest Rate

This entry is part 11 of 43 in the series Trek III Wealth & Fulfillment

Check with your lender to get a low-interest credit card. Talk to your lender to get a lower interest rate if you have a credit card balance and a FICO score greater than 720.

Credit card companies want to keep customers, especially customers with high FICO scores who have outstanding balances. If you’ve paid [...] Read more »

Lower Your Credit Card Interest Rate

This entry is part 12 of 19 in the series Trek II Net Worth

If you have credit card debt you may be eligible for some debt relief by getting a lower interest rate. Check with your lender to get a low-interest credit card. Your lender may be especially willing to help you lower your interest rate if you have a credit card balance and a FICO score greater [...] Read more »

Have a Debt Relief Strategy - Trek IV

This entry is part 6 of 18 in the series Trek IV Prosperity

This step will give you some information to help you create a methodical plan to get debt relief as you reduce your debt. True debt relief won’t come from debt consolidation. When you consolidate debt you’re not really reducing debt – and you may be paying a fee – so you have an immediate hit [...] Read more »

Your Debt Relief Strategy

This entry is part 10 of 43 in the series Trek III Wealth & Fulfillment

This step will give you some information to help you create a methodical plan to get debt relief as you reduce your debt. True debt relief won’t come from debt consolidation. When you consolidate debt you’re not really reducing debt – and you may be paying a fee – so you have an immediate hit [...] Read more »

Debt Relief Strategy

This entry is part 11 of 19 in the series Trek II Net Worth

This step will give you some information to help you create a methodical plan to get debt relief as you reduce your debt. True debt relief won’t come from debt consolidation. When you consolidate debt you’re not really reducing debt – and you may be paying a fee – so you have an immediate hit [...] Read more »

Pay Down Debt to Boost Credit Score – Quadrant IV

This entry is part 7 of 18 in the series Trek IV Prosperity

You can raise your credit score by paying down debt. Reducing debt not only reduces the interest you pay on existing loans, it also makes it easier to get a loan and better terms, including a lower interest rate, in the future. Before we discuss the effect of debt reduction on a lower [...] Read more »

Improve Your Credit Score

This entry is part 6 of 43 in the series Trek III Wealth & Fulfillment

You can raise your credit score by paying down debt. Reduce your debt to get a lower interest rate on existing loans and make it easier to get a loan with better terms, including a lower interest rate. We’ll discuss the effect of debt reduction on your credit score. But first let’s take a [...] Read more »

Improve Your Credit Score

This entry is part 7 of 19 in the series Trek II Net Worth

You can raise your credit score by paying down debt. Reduce your debt to get a lower interest rate on existing loans and make it easier to get a loan with better terms, including a lower interest rate. We’ll discuss the effect of debt reduction on your credit score. But first let’s take a [...] Read more »

Evaluate Your Debt – Quadrant IV

This entry is part 4 of 18 in the series Trek IV Prosperity

Your net worth consists of two components: assets and liabilities. Liabilities are the debt that you owe others. And liabilities, debt, comes in all shapes and sizes.

One of the most profound questions is: How much debt is too much?

To determine if you have too much debt begin by looking at your short-term debt [...] Read more »

Evaluate Your Debt

This entry is part 5 of 43 in the series Trek III Wealth & Fulfillment

Your net worth consists of two components: assets and liabilities. Liabilities are the debt that you owe others. And liabilities, debt, comes in all shapes and sizes.

One of the most profound questions is: How much debt is too much?

To determine if you have too much debt begin by looking at your short-term debt [...] Read more »

Debt

This entry is part 6 of 19 in the series Trek II Net Worth

Your net worth consists of two components: assets and liabilities. Liabilities are the debt that you owe others. And liabilities, debt, comes in all shapes and sizes.

One of the most profound questions is: How much debt is too much?

To determine if you have too much debt begin by looking at your short-term debt [...] Read more »