Tips on Writing a Good Cover Letter for Your Resume

To make a favorable impression, hiring managers say job hunters should craft different letters for every application and tailor them to both the employer and position they’re targeting.

Cover letters should be brief.

One way to customize a cover letter is to reference an employer’s products or services or point out content on its Web site. Another [...] Read more »

Strategies When You Own Company Stock or Options And Tax Rates Are Expected to Climb

If you have company stock, or options to own company stock, and you believe taxes may increase in your future there are several strategies that experts recommend.

• Incentive stock options: These are viewed as the best options, because no tax is due when they are granted or exercised (converted into actual stock).

With incentive stock options, [...] Read more »

Disability Insurance – Quadrant IV

This entry is part 21 of 24 in the series Trek IV Special Situations

Disability insurance is a necessity during your working years. In fact, you are more likely to become disabled than die prior to retirement. If you become disabled your income and cash flow are in jeopardy unless you have disability insurance.

Many employers provide disability insurance as a benefit. If your employer offers disability [...] Read more »

Get Disability Insurance

This entry is part 3 of 19 in the series Trek II Net Worth

Disability insurance is a necessity during your working years. In fact, you are more likely to become disabled than die prior to retirement. If you become disabled your income and cash flow are in jeopardy unless you have disability insurance.

Many employers provide disability insurance as a benefit. If your employer offers disability [...] Read more »

Improve Your Career

This entry is part 37 of 43 in the series Trek III Wealth & Fulfillment

Evaluate your career to find opportunities to improve your income. Performing a career self-evaluation allows you to explore opportunities to enhance your income. However, importantly, it may also help you to find a career that better utilizes your interests and skills, provides more fulfillment and enrichment. A new career just might bring you [...] Read more »

Sell Yourself to Your Employer – Quadrant IV

This entry is part 19 of 24 in the series Trek IV Special Situations

Your earning potential should be directly correlated to your value to the company you work for. If you have a job a good exercise to evaluate your worth to your employer is to sell yourself. This exercise gives you a chance to explain to yourself your value to the organization.

In this exercise you explain why [...] Read more »

Add Value to Your Job

This entry is part 19 of 24 in the series Trek I Cash Flow

Your earning potential should be directly correlated to your value to the company you work for. If you have a job a good exercise to evaluate your worth to your employer is to sell yourself. This exercise gives you a chance to explain to yourself your value to the organization.

In this exercise you explain why [...] Read more »

Improve Your Career

This entry is part 18 of 19 in the series Trek II Net Worth

Evaluate your career to find opportunities to improve your income. Performing a career self-evaluation allows you to explore opportunities to enhance your income. However, importantly, it may also help you to find a career that better utilizes your interests and skills, provides more fulfillment and enrichment. A new career just might bring you greater happiness.

Your [...] Read more »

Career Trends

This entry is part 36 of 43 in the series Trek III Wealth & Fulfillment

Supply and Demand

To an employer you are a resource.  And, as with any resource, supply and demand dictate price. Where demand is higher or supply is lower the price, or in this case salary or wage, is higher.

There are multiple factors to consider when doing your career decision-making.  Vying for the top of the [...] Read more »

Evaluate Career Trends

This entry is part 17 of 19 in the series Trek II Net Worth

Supply and Demand

Career trends have an important effect on your future earning potential. As with any resource, supply and demand determine the cost of labor. Where demand is higher or supply is lower the price, or in this case salary or wage, is higher.

There are multiple factors to consider when doing your career decision-making.  [...] Read more »

Search for a Job

This entry is part 14 of 24 in the series Trek IV Special Situations

If you’re unemployed, or looking for a career or employment change, you’ll want to implement a job search.

How to get a job can be separated into several phases:

The Job Search
Develop a Job Search Plan

Let the old adage “fail to plan, plan to fail” describe how important planning is to a successful job search. If you [...] Read more »

Search for a Job

This entry is part 14 of 24 in the series Trek I Cash Flow

If you’re unemployed, or looking for a career or employment change, you’ll want to implement a job search.

How to get a job can be separated into several phases:

The Job Search
Develop a Job Search Plan

Let the old adage “fail to plan, plan to fail” describe how important planning is to a successful job search. If you [...] Read more »

Social Networking for Career – Quadrant IV

This entry is part 15 of 24 in the series Trek IV Special Situations

Connecting with people inside and outside of your organization will enrich your life and provide you with new opportunities.

Relationships at Work

Relationships at work are important for career advancement.  Having good relationships also help us to be more productive.

Take some time to think about your relationships at work.   Consider how well you have established good relationships [...] Read more »

Career Networking

This entry is part 15 of 24 in the series Trek I Cash Flow

Connect with people inside and outside of your organization to enrich your life and provide you with new opportunities.

Relationships at Work

Relationships at work are important for career advancement.  Having good relationships also help us to be more productive.

Take some time to think about your relationships at work.   Consider how well you have established good relationships [...] Read more »

Raising Cash – Quadrant IV

This entry is part 13 of 24 in the series Trek IV Special Situations

Cash flow has money flowing in from three sources:

Earning income from your job.
Borrowing money.
Tapping into your wealth.

Every family needs cash from one or more of these sources.

Earning Income From Your Job

This source of cash is covered in other steps on the  prosperity trek.  Suffice to say, enhancing your career, working hard and making the most [...] Read more »