Tips on Writing a Good Cover Letter for Your Resume

To make a favorable impression, hiring managers say job hunters should craft different letters for every application and tailor them to both the employer and position they’re targeting.

Cover letters should be brief.

One way to customize a cover letter is to reference an employer’s products or services or point out content on its Web site. Another [...] Read more »

Reach Financial Goals

This entry is part 18 of 18 in the series Trek IV Prosperity

Once you’ve determined your initial goals for your financial plan, it’s time to begin the process of reaching those goals.

Think of the financial planning process as a journey.

You prepare for the trip by marking on the road map where you are today and the destinations you want to reach.

These destinations represent any life dreams and [...] Read more »

Reach Financial Goals

This entry is part 13 of 43 in the series Trek III Wealth & Fulfillment

Once you’ve determined your initial goals for your financial plan, it’s time to begin the process of reaching those goals.

Think of the financial planning process as a journey.

You prepare for the trip by marking on the road map where you are today and the destinations you want to reach.

These destinations represent any life dreams and [...] Read more »

Automate Your Banking

This entry is part 8 of 43 in the series Trek III Wealth & Fulfillment

The most successful wealth managers know that they must be disciplined in their spending. It’s so easy to let expenses creep up as you make more and more money. If you’re not careful, those expenses can kill your chances of capitalizing on that wealth.

The first rule of any good financial plan is to pay yourself [...] Read more »

Automate Banking

This entry is part 9 of 19 in the series Trek II Net Worth

The most successful wealth managers know that they must be disciplined in their spending. It’s so easy to let expenses creep up as you make more and more money. If you’re not careful, those expenses can kill your chances of capitalizing on that wealth.

The first rule of any good financial plan is to pay yourself [...] Read more »

Strategies When You Own Company Stock or Options And Tax Rates Are Expected to Climb

If you have company stock, or options to own company stock, and you believe taxes may increase in your future there are several strategies that experts recommend.

• Incentive stock options: These are viewed as the best options, because no tax is due when they are granted or exercised (converted into actual stock).

With incentive stock options, [...] Read more »

Plan Your Estate

This entry is part 2 of 18 in the series Trek IV Prosperity

Estate planning is loaded with wealth-management pitfalls. The best way to care for your family if something happens to you is to put an estate plan in place.

Pitfalls include setting up a plan but forgetting to fund your trusts, and forgetting to change your beneficiary designations on life insurance, company benefits, IRAs, and other accounts.

Another [...] Read more »

Plan Your Estate

This entry is part 22 of 24 in the series Trek IV Special Situations

Estate planning is loaded with wealth-management pitfalls. The best way to care for your family if something happens to you is to put an estate plan in place.

Pitfalls include setting up a plan but forgetting to fund your trusts, and forgetting to change your beneficiary designations on life insurance, company benefits, IRAs, and other accounts.

Another [...] Read more »

Plan Your Estate

This entry is part 32 of 43 in the series Trek III Wealth & Fulfillment

Estate planning is loaded with wealth-management pitfalls. The best way to care for your family if something happens to you is to put an estate plan in place.

Pitfalls include setting up a plan but forgetting to fund your trusts, and forgetting to change your beneficiary designations on life insurance, company benefits, IRAs, and other accounts.

Another [...] Read more »

Plan Your Estate

This entry is part 4 of 19 in the series Trek II Net Worth

Estate planning is loaded with wealth-management pitfalls. The best way to care for your family if something happens to you is to put an estate plan in place.

Pitfalls include setting up a plan but forgetting to fund your trusts, and forgetting to change your beneficiary designations on life insurance, company benefits, IRAs, and other accounts.

Another [...] Read more »

Plan Your Estate

This entry is part 22 of 24 in the series Trek I Cash Flow

Estate planning is loaded with wealth-management pitfalls. The best way to care for your family if something happens to you is to put an estate plan in place.

Pitfalls include setting up a plan but forgetting to fund your trusts, and forgetting to change your beneficiary designations on life insurance, company benefits, IRAs, and other accounts.

Another [...] Read more »

Free Products and Services to Improve Your Lifestyle

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Free TV and Movies
At Hulu.com, you can watch full episodes of more than 300 shows from NBC Universal and Fox stations, including The Simpsons, [...] Read more »

Consider Retirement Delay – Trek IV

This entry is part 13 of 18 in the series Trek IV Prosperity

There are several reasons why you might decide that a retirement delay is an option worth considering.

Factors That Might Affect When You Retire
Decline in Housing Prices

A decline in housing prices can be the biggest reason why a family might not be prepared for retirement. In 2009, the decline in housing prices was cited as the [...] Read more »

Timing Retirement - When to Retire

This entry is part 39 of 43 in the series Trek III Wealth & Fulfillment

There are several reasons why you might decide that a retirement delay is an option worth considering.

Factors That Might Affect When You Retire
Decline in Housing Prices

A decline in housing prices can be the biggest reason why a family might not be prepared for retirement. In 2009, the decline in housing prices was cited as the [...] Read more »

Reduce Even More Energy Costs – Trek IV

This entry is part 20 of 24 in the series Trek IV Special Situations

To save even more money on energy costs at home these are steps that can produce substantial savings:

Add insulation to the attic.

Make sure you have 10″ to 12″ of insulation between joists in your
unfinished attic floor.
If you have a pull-down door to the attic use an attic tent made of
fabric-covered insulation that allows you to [...] Read more »