Quest by Prosperity Concierge
The right way to prosperity is a pathway.
Quest is your guide with advice on debt management, spending, saving and investing. Quest is
inspired by the need for households to get their financial situation stabilized, improved and on
track to reach a state of prosperity where their finances provide a foundation to support their
aspirations and dreams.
Cash Flow and Net Worth
The Prosperity Concierge's philosophy is to focus on cash flow and net worth. Quest, in
particular, uses this philosophy as a framework which guides the prioritization of "steps" that a
household should act upon.
Debt management
Quest gives you specific actions that you can take to reduce interest charges, get debt relief
and implement credit payment plans. Debt is a high priority within the pathways, especially the
Quadrant I, II and IV pathways.
Spending
Quest provides you with actions that you should pursue to make significant reductions in
spending and get top value for your purchases. Spending is looked at closely in the Quadrant I
and IV pathways.
Saving
Quest is all about having 10% of your pre-tax income allocated to a savings program. Since
Prosperity Concierge considers your savings program when looking at cash flow this topic is
covered significantly in Quadrant I.
Building
Quest helps you build your investment portfolio. Growing net worth is the objective so that you
can reach your prosperity goals. Having sound investment strategies and taking action to build
your net worth is a significant part of the quest. You'll see a lot of action toward building net
worth in Quadrant III and also some in Quadrant II.
How does Quest work?
To make the most effective use of Quest you need to know your Quadrant. If you don't know
your Quadrant you'll be asked a couple of questions to quickly determine you Quadrant
pathway and what actions pertain to your cash flow and net worth situation.
Once you are on your way along your Quadrant pathway it is time to learn and take action.
There is a lot of financial information available to households. What sets Quest apart is it
allows you to focus on one action at a time that will address your prosperity quest.
The value of Quest for you and the success of Quest ultimately will be determined by your
effort, your actions and your hardship and adjustments that will move you toward a worthwhile
destination...prosperity.
Quadrant I focuses on spending, debt management, establishment of a savings program and
initiating investments.
Quadrant II focuses on maintaining spending and debt management while placing focus on
building net worth.
Quadrant III focuses on building net worth.
Quadrant IV focuses on spending, debt management and introduces steps for using net worth
to augment cash flow.
The quest is yours. We're dedicated to helping you.
Prosperity Concierge
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