RSS Information and Trends

  • No Money for an Emergency – Study Finds Most Families Have No Cash for a Rainy Day
    Most Americans can’t afford a $1,000 emergency. A majority, or 64%, of Americans don’t have enough cash on hand to handle a $1,000 emergency expense, according to a survey by the National Foundation for Credit Counseling, or NFCC. Only 36% said they would tap their rainy day funds for an emergency. The rest of the 2,700 people Continue reading No Money for a […]

Welcome to Prosperity Concierge

Welcome to Prosperity Concierge. Improve your cash flow, manage your debt and net worth to enjoy life and give back.

Use the Prosperity Trek Guide with step-by-step advice.  Find your Prosperity Trek

Prosperity Trek Guide: Our Treks – Your Adventure

Improve Cash Flow The trek when cash flow and net worth are negative. The trek has activities that focus on income and expenses, helping you to improve income and manage spending. The trek also has activities that help you to control debt. This trek has one goal: to find ways to earn more income and to control your spending – to have a positive cash flow.

Build Net Worth The trek when cash flow is positive and net worth is negative. This trek has activities that focus on how to save and invest. This trek’s destination is for you to reach a positive net worth.

Wealth and Prosperity The trek when cash flow and net worth are positive. This trek has activities to build wealth, enjoy life and give back to others.

Enrichment and Fulfillment The trek when you’re retired. This trek is all about using your net worth to be happy – how to be fulfilled and enriched by following your passions.

Special Situations The trek when you have negative cash flow and aren’t retired – and you have positive net worth. This trek will help you restore a positive cash flow, finding ways to increase your income while using your wealth to supplement your cash flow.

Viewpoints and Perspectives

Insights to help you achieve prosperity.

Information and Trends

Keep up on changes that may affect how you earn, spend, save, invest, manage debt and invest to enjoy life and give back.